We live in an increasingly materialistic world, in which every television commercial and billboard is telling us to buy, buy, buy. This sets up a mindset of continual want, in which the only way to be satisfied is to continue acquiring “must-haves” that admen tell us we need. Unfortunately, a false aura of financial invincibility tends to accompany the ownership of credit cards. But we all have to pay the piper at some point. There are a number of ways to become an adult who is wise about handling his or her money. It all begins with setting goals for …
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